Principal Software Engineer @ Ayoconnect
builtwithchai / Chaitanya Akula
Chaitanya Akula
Principal Software Engineer building scalable systems, payment infrastructure, and high-performance backend platforms.
I work at the intersection of distributed systems, Golang, payment infrastructure, cloud-native architecture, system design, engineering productivity, AI-assisted development.
@builtwithchaiagent brief
Ask me about systems.
Payments, Go, architecture, and the tradeoffs behind reliable software.
→ explain instant transfers
→ review a Go pattern
→ start a conversation
Core stack
Writing
Latest from the blog
Practical notes on payments, distributed systems, and the lessons of building at scale — technical and personal.
Designing a Payment Transfer System for High Throughput
What it actually takes to move money across 130+ banks reliably: idempotency, reconciliation, per-integration failure domains, and keeping tail latency predictable when downstream banks misbehave.
Taming Tail Latency in Go Services
p99 is where your users actually live. A practical tour of the Go-specific causes of latency spikes — GC pauses, goroutine scheduling, connection pool starvation — and how to measure and fix them.
Idempotency Keys Are Not Optional
If a client can retry a request — and it always can — your write endpoints need idempotency keys. Here is how to design them so retries are safe without turning your database into a bottleneck.
Trajectory
From engineer to principal
Seven-plus years growing from individual contributor to technical leadership in payments.
2019
Gitty Inc.
Software Engineer
2021
Ayoconnect
Software Engineer II
2022
Ayoconnect
Software Engineer III / Team Lead
2024
Ayoconnect
Software Engineer IV / Tech Lead
2026
Ayoconnect
Principal Software Engineer
Principles
Things I'm building, learning & thinking about
Build systems that scale
Scale is a design constraint, not a feature you add later. The decisions that matter are usually about data flow and failure, made early.
Keep architecture simple until complexity is justified
Most complexity is speculative. I add it when a real constraint forces it, and try to remove it when the constraint disappears.
Learn continuously, share what I learn
Writing forces me to actually understand something. The blog is where I work through what I've built and what it taught me.
Use technology to solve real problems
The interesting part of payments isn't the tech stack — it's moving money reliably for real people. The engineering serves that.
Build a career, but also build a life
Working abroad and growing into leadership taught me that sustainable engineering is as much about people and pace as it is about code.
Let's build something reliable
For engineering opportunities, consulting, collaboration, or a technical conversation — I'd be glad to hear from you.